- contact@paradymecompanies.com
- +1(951) 901-5304
The Paradyme Income Fund presents accredited investors with a compelling opportunity to diversify their portfolios through a range of secured income-generating assets. Focusing on short-term loans and value-add prospects, the fund offers stability and attractive returns while maintaining a strong emphasis on capital preservation.
The Fund’s primary investment strategy will be the direct origination of the first deed of trust or mortgage loans on middle-market, value-add, and transitional properties in the United States, primarily in California and Southwestern secondary and tertiary, undersupplied residential markets.
A typical Loan would provide the borrower with debt financing equal to (i) 80% of the purchase price or then-current fair market value of the real property securing the Loan, whichever is lower, or (ii) 65% of such real property after repair or completed construction value (but in no event greater than 80% of loan-to-cost) with respect to value-add or transitional property.
Due to the large disparity between supply and demand, Paradyme expects residential construction of all kinds, but especially in the middle market, to be robust. Therefore, the demand for financing is expected to intensify. However, institutional lending has become much harder to obtain due to the rate at which homeowners and other borrowers have sought debt relief and the specter of bad debt created.
The Paradyme Income Fund offers accredited investors a unique opportunity to diversify their capital across secure asset classes, focusing on delivering competitive risk-adjusted returns while prioritizing capital preservation. Our fund strategically invests in value-add loans, short-term bridge loans, and short-term construction loans, all backed by fully secured assets.
The Secured Income Fund (SIF) is an investment vehicle offered by Paradyme Companies that focuses on generating consistent and reliable income through investments in high-quality, income-generating real estate assets. The fund is designed to give investors stable returns and long-term capital appreciation.
The SIF primarily invests in income-generating real estate assets such as single family fix and flip loans, bridge loans for acquisiton, ground up construction loans and other high-quality real estate opportunities. Each investment is carefully selected based on rigorous due diligence and market analysis to ensure stability and growth potential.
While returns can vary based on market conditions and the performance of individual assets, the SIF aims to provide competitive yields that outperform traditional savings accounts and fixed-income investments. Investors benefit from regular quarterly distributions and when available, outsized returns from restructured/foreclosed asset sales.
